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As the U.S. Department of Education reignites “involuntary collections” on federal student loans, a seismic shift is brewing in the lives of millions of borrowers. This represents more than just a fiscal inconvenience; it signals the onset of a crisis that can upend the economic stability of countless individuals who have already borne the brunt
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In a consumer landscape that struggles under the weight of onerous debt, credit card interest rates are increasingly serving as a financial albatross. As reported by LendingTree, interest rates are no longer just inching higher; they are skyrocketing. With the average APR now hovering above 20%—the highest since December—it’s evident that economic structures designed to
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The annual report from the Social Security Board of Trustees delivers a sobering message that has become maddeningly predictable: the trust fund backing Social Security will face depletion as early as 2033. This bleak forecast, a repeat of last year’s projection, is not merely an economic statistic; it symbolizes a growing crisis in the American
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The recent push to introduce federal savings accounts for children, often dubbed “Trump accounts,” raises serious questions about the sincerity and efficacy of such initiatives. A $1,000 one-time government deposit paired with the promise of annual contributions aims to create a new financial vehicle for American families. However, beneath the surface of well-intentioned policies lies
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