In a move that’s as predictable as tax season itself, the IRS has unveiled its contribution limits for Health Savings Accounts (HSAs) tailored for 2026. While the limit for individual savers has risen slightly from $4,300 to $4,400, it’s become painfully clear that this modest increase is merely a band-aid on a much larger wound.
Personal
In the ongoing swirl of political debate surrounding President Donald Trump’s agenda, one of the more contentious issues revolves around the federal deduction limit on state and local taxes (SALT), established by the Tax Cuts and Jobs Act (TCJA) of 2017. This $10,000 cap continues to spark outrage and calls for reform, primarily benefiting individuals
In a world grappling with economic uncertainty and rising inflation, gold has emerged as a beacon of stability for many investors. The relative safety this precious metal offers often draws in individuals looking to shield themselves from market volatility. Recently, gold prices soared to unprecedented heights, peaking above $3,500 per ounce, a striking rise from
As the landscape of investment evolves under the weight of fluctuating tariffs and market volatility, the concept of Roth conversions rises like a phoenix from the ashes of economic uncertainty. This strategy—moving pre-tax or nondeductible individual retirement account (IRA) funds to a Roth IRA—holds immense potential for savvy investors looking to mitigate tax burdens while
The Consumer Financial Protection Bureau (CFPB) was instituted in the wake of the 2008 financial crisis as a bulwark against predatory lending, consumer exploitation, and convoluted financial practices that left many Americans at risk. Now, under the Trump administration, the CFPB faces unprecedented upheaval aimed at dismantling its protective mechanisms. This aggressive assault on a
In a financial landscape increasingly awash with uncertainty, the allure of private equity (PE) presents an enticing opportunity for retail investors. Many have been inspired by the prospects of diversification and purportedly high returns, particularly following the volatility experienced in public markets in 2022. The recent push by the Securities and Exchange Commission to broaden
The clock is ticking, and for many American travelers, it’s a troubling reminder of the impending deadline for obtaining a Real ID. Set to take effect on May 7, 2025, this new requirement reflects a troubling shift in our national security landscape. The necessity for citizens to have a Real ID to board domestic flights
The landscape of student debt forgiveness in the United States presents a microcosm of our political climate, characterized by sharp divides. Under President Biden, the U.S. Department of Education introduced initiatives aimed explicitly at assisting borrowers, with a flair of hope as student loan forgiveness plans blossomed into various forms. However, upon the arrival of
The financial press often lauds Warren Buffett for his keen investment acumen, and rightly so. However, adopting his strategies, particularly his approach to cash reserves, can be treacherous for the average investor. As of early this year, Buffett’s Berkshire Hathaway boasted a staggering $334 billion in cash, a figure that entices even the most conservative
The financial landscape today is riddled with uncertainties, particularly surrounding tariffs and their ripple effects on the stock market. Investors are feeling the strain of heightened volatility, a trend that could hit retirees particularly hard. As we navigate these turbulent waters, it’s essential to reconsider traditional investment strategies, particularly those directed at preserving hard-earned retirement