Personal

Though well-intentioned, Harvard University’s recent decision to provide free tuition for undergraduates from families earning $200,000 or less reveals a deeper, systemic problem in higher education: the facade of accessibility in elite institutions. While the announcement seems laudable at first glance, it stops short of addressing the overarching issues plaguing the education landscape. The initiative
0 Comments
Losing a spouse is undoubtedly one of life’s most profound tragedies. The emotional implications are coupled with an unexpected financial burden that few anticipate. Widows and widowers often grapple with what is commonly referred to as the “survivor’s penalty.” This term encapsulates the harsh reality faced by surviving spouses who suddenly find themselves in a
0 Comments
In an increasingly uncertain economic landscape where the stock market often resembles a roller coaster, many individuals are turning to the simplicity of holding cash. Statistics show that the average American has around $544 tucked away in their homes. This cozy collection of bills and coins might feel like a safety net, but it can
0 Comments
While the American public largely appreciates the sacrifices made by members of the armed forces, few understand the intricate web of tax breaks available exclusively to military families. This oversight is not merely an unfortunate byproduct of societal ignorance; it reflects a broader systemic failure to communicate essential financial knowledge and promote awareness. As a
0 Comments
The recent lawsuit filed by a coalition of Democratic state attorneys general against the Trump administration offers a stark reflection of our political climate regarding education. Following the decision to lay off over 1,300 employees in the U.S. Department of Education, this group argues that the move represents not only a blatant disregard for federal
0 Comments
The debate surrounding the state and local tax (SALT) deduction has become increasingly toxic in political discussions, especially as we move toward the 2025 tax negotiations. Originally established under the Tax Cuts and Jobs Act (TCJA) of 2017, this provision has been the center of contention, particularly among representatives from high-tax states like California, New
0 Comments